Formal Complaint Letter to a Company (Canada)

When phone calls and emails have not resolved your issue, a formal complaint letter is the next step. A properly structured letter creates a documented paper trail, sets clear expectations, and positions you for escalation if needed.

Why a Formal Letter Works

A formal complaint letter signals to the company that you are serious. Here is why this approach is effective:

  • Dated documentation - Establishes when you raised the issue in writing
  • Structured format - Shows professionalism and clarity
  • Deadline-based - Sets a specific timeframe for response (e.g., 14 business days)
  • Escalation-ready - Regulators and ombudsmen typically require written complaints before accepting cases
  • Paper trail - Creates evidence you may need if the dispute continues

Example Snippet

Preview only - not a complete template

"Dear [Company Name],

I am writing to formally register a complaint regarding [brief description of issue]. My account number is [number] and this issue first occurred on [date]. I previously contacted your company on [date(s)] but the matter remains unresolved.

I am requesting [specific resolution] and ask that you respond within 14 business days of this letter..."

What to Do Next If Ignored

If the company does not respond to your formal letter:

  • Wait for your deadline - Give the full 14 business days you specified
  • Send a follow-up letter - Reference your original letter and note the missed deadline (see: Second Complaint Letter)
  • Consider escalation - File with the relevant regulator, ombudsman, or provincial consumer protection office

Common escalation bodies in Canada include CCTS (telecom), OBSI (banking/investments), provincial consumer protection offices, and industry-specific ombudsmen.

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Common Situations for Formal Complaints

Company Ignores You

When calls and emails go unanswered

Bank Unfair Charges

Dispute incorrect or excessive bank fees

Refund for Services Not Provided

Request refund for undelivered services

Credit Card Disputes

Dispute unauthorized or incorrect charges

Landlord Repairs

Unresolved repair or maintenance issues

Second Complaint Letter

Follow up after no response

Related Next Steps

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